What is Critical Illness Insurance ? |
Everyone has a friend or family member who has suffered a critical illness. Yet, we continue to believe it won't strike us. Critical illness insurance is a real world solution to a real problem. It protects your lifestyle and your family from a financial disaster. 
The simple fact is, the vast majority of Americans will suffer a critical illness before age 70. Modern medicine and advanced technology can save the patient, but it will probably cause a huge financial drain on family resources. Today, people are living longer, and many are living with one or more critical illnesses. Critical illness insurance is now available in the United States. It is insurance which pays the face amount of the policy to the insured in a lump sum. The money can be used without restrictions, and it is paid upon the diagnosis of the specific illnesses. The question isn't whether you will get a critical illness, but how will you handle it when you do?